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Prospectus Disclosure

Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact Cetera Advisors LLC at 806 Green Valley Road, Suite 200, Greensboro, NC 27408; or call (336) 273-6599 to obtain a prospectus which should be read carefully before investing or sending money.